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Which Bookmakers Have Acca Insurance?

Bookmakers With Acca InsuranceIf you are somebody who enjoys placing accumulator bets on a regular basis, then ensuring you get acca insurance is an absolute must.

Lots of bookies run this promotion but they are not all made equal. Below is a list of the best bookmakers with accumulator insurance and examples of how the offer works.

Betting Sites With Accumulator Insurance

#1 – Betvictor.com

BetvitorBetvictor have a cracking opening bonus and offer football acca insurance to all customers.

Bets can contain Match Betting or Both Teams To Score markets and it’s a min of 5 legs with just 1 letting you down to quality. The max refund, paid in free bets, is £10 per person per day.

Get Offer & Bet £5 get £30 at Betvictor!

New customers only, 18+, T&C's apply.

#2 – Betfred.com

BetfredBetfred have a whopping sign up bonus and offer insurance on accumulator bets placed football.

You must have five selections in your bet and the max refund available is £10 per bet, per day. Each leg must be 1/3 or bigger odds to quality. Available online and on mobile.

Get Offer & Bet £10 get £30 + 30 free spins!

New customers only, 18+, T&C's apply.

#3 – PaddyPower.com

Paddy PowerThe new player bonus at Paddy Power is a little disappointing, just a £20 risk free bet, but they do run acca insurance on all markets and sports other than horse racing.

It’s a min 5 selections with one selection letting you down to quality and the max refund is £10 (paid in free bets) which is per customer, per day.

Get Offer & Click here to join Paddy Power!

New customers only, 18+, T&C's apply.

New customers only, limited to one per person. If you’ve previously had a Paddy Power account, you will not qualify for the offer. Place your FIRST bet on any Sportsbook market and if it loses we will refund your stake in CASH. Max refund for this offer is £20. Only deposits made using Cards or Paypal will qualify for this promotion. T&Cs apply.

#4 – Boylesports.com

BoylesportsBoylesports have acca insurance for ALL sports across ALL markets.

Min bet £5 to quality, max refund is £20 paid again in free bets. Applies to 5+ leg accas with 1 leg letting you down. Max one free bet per customer per day.

Get Offer & Get a £25 bet bundle at Boylesports!

New customers only, 18+, T&C's apply.

#5 – 888Sport.com

888Sport888Sport are offering accumulator insurance on all popular American sports (MLB, NBA, NHL, NFL & MLS).

You must have at least 5 selections in your bet and miss out by 1 to get trigger the deal. Refunds are in free bets and the max is £25 per bet.

Get Offer & Bet £10 get £30 bonus at 888Sport!

New customers only, 18+, T&C's apply.

What is Acca Insurance?

Acca Insurance is a betting promotion which usually offers punters their stake refunded (as cash or a free bet) if one leg of their accumulator loses but the others all win. Terms and conditions vary by bookmaker with some better than others.

How Good is it?

This offer is in effect a consolation prize, offering the punter their cash back for going close with their accumulator. Over the course of the season, this type of promotion can prove to be important for punters that enjoy regular accumulator betting, especially those that place football accumulators, as it can mean a significant number of their stakes are returned to them (albeit as free bets) over the course of the season.

If you placed a two £10 bets per week over the course of the football season that about 60 accumulators costing a total of £600. If 15% of these bets missed by one leg and you had insurance you’d be getting £90 of value back – which isn’t half bad!

How Does it Work?

As you can see from the list of different offers available from the bookmakers above, many of these acca insurance promotions are very similar with just a few small differences between each.

While there are some differences between how different companies operate these forms of bets, as a general rule of thumb this is how to take advantage of the promotions:

How to place an Acca Insurance qualifying bet

Always check the detail of your chosen bookmakers acca insurance offer before you place a bet to ensure your bet matches the criteria for the offer. However, in the majority of cases with the top sports betting companies your accumulator must:

  • Contain a total of five selections or more.
  • Have selections that must add up to a minimum odds amount.
  • Be placed on one specific sport (usually this is football).
  • Use selections taken only from specific named markets as outlined in the terms and conditions for that particular accumulator insurance offer.

How refunds are worked out and paid

Understanding when your bet qualifies for a refund and when it does not is a key part of this promotion. In almost all cases, when you have placed a qualifying bet, the refund is only ever paid when only one of your selections lets you down.

As mentioned previously, the refund is not paid back to you directly as a cash refund, but instead is paid as a free bet.

The free bet is always the same value as the punters original stake, but only up to the maximum value stated in the offer. So if your offer says that stakes are refunded up to £25 and you place a qualifying £30 accumulator bet, if you receive a refund then it will only be for the £25 maximum.

Most accumulator insurance offers state their maximum refund clearly and this is of great use when formulating your bet. Most tend to be of a maximum refund value of between £25 and £50.

It is worth noting that your refund may also come with additional terms and conditions:

  • Restriction or stipulations on certain markets.
  • Minimum odds of original wager.
  • Minimum stake amount of original wager.
  • Stake on free bet of any refund is not returned when you use it subsequently.

If you’re still not quite following how this type of offer works then check out the three examples below:

Example 1 – Your Original Accumulator Bet Wins

You bink your five team bet in spectacular style and there’s no need for a refund because you’re already rolling in cash. No insurance required or paid here.

Example 2 – You Lose By One Leg

  • You place a five-fold £10 accumulator bet which qualifies for insurance and which has a total combined odds of 20/1.
  • Four legs of the accumulator win, but a single leg on the accumulator is a losing selection.
  • The bet loses so you lose your stake.
  • However because your bet qualified for the promotion you get a £10 free bet refund placed in your account.

Example 3 – Your Original Bet Loses By Two Or More

  • You place a five-fold £10 accumulator bet which qualifies and has a total combined odds of 20/1.
  • Two or more selections made on the bet are losing selections and therefore the bet is losing one.
  • The bet therefore is unsuccessful and you lose your stake.
  • As your bet loses by 2 or more selections there’s no refund from the insurance either – bad times!

Author: David Lenton

David Lenton
David 'the Cheeky Punter' Lenton is an ex professional online sports bettor and trader with over 15 years of experience in the industry. He has also worked for a number of top bookmakers including Bet365, Ladbrokes, William Hill and Coral. With such a long time spent dedicated to the gambling industry no one is better placed when it comes to advising punters. Follow on Twitter @thecheekypunter